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利息超过多少算违法
释义
法律分析:利息超过24%是高利贷,民间借贷的利息由双方约定,但超过同期银行贷款利率四倍的,不受法律保护。
法律依据:《关于人民法院审理借贷案件的若干意见》 第六条 民间借贷的利率可以适当高于银行的利率,各地人民法院可根据本地区的实际情况具体掌握,民间借贷利率最高不得超过银行同类贷款利率的四倍,超过此限度的,超过部分的利息不予保护。
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更新时间:2026/1/30 20:53:43