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问题
住房公积金公积金贷款可以作为担保人吗?
释义
住房公积金贷款需要担保人。担保人可以是单位担保,也可以是第三自然人担保。以单位为担保的,保证主体必须有足够的能力补偿全部贷款本息,并提供连带责任担保。担保第三自然人的,保证人必须有固定的职业,稳定的收入,能够连续正常缴纳住房公积金。根据《住房公积金管理条例》规定,申请人申请住房公积金贷款的,应当提供担保人。
【本文关联的相关法律依据】
《住房公积金管理条例》
第二十七条 申请人申请住房公积金贷款的,应当提供担保。
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