房子抵押贷款是否有风险-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房子抵押贷款是否有风险
释义	法律分析：房子抵押贷款是有风险的。房子抵押是指为担保债务的履行，债务人或第三人不转移财产的占有，将财产抵押给债权人，债务人到期不履行债务，债权人有权优先受偿担保的财产，是一种风险负担。法律依据：《中华人民共和国民法典》第三百九十四条为担保债务的履行，债务人或者第三人不转移财产的占有，将该财产抵押给债权人的，债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，债权人有权就该财产优先受偿。前款规定的债务人或者第三人为抵押人，债权人为抵押权人，提供担保的财产为抵押财产。
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