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银行卡过期冻结会怎样
释义
法律分析:
银行卡过期冻结会无法使用ATM、手机银行和网上银行等自助功能,账户无法实现收付,可以到柜台重新激活。以2016年12月1日为界,之后新开立个人账户,自开户日起6个月内无任何交易的,将关闭除柜台之外的其他业务办理功能。《中华人民共和国商业银行法》第二十九条
商业银行办理个人储蓄存款业务,应当遵循存款自愿、取款自由、存款有息、为存款人保密的原则。
对个人储蓄存款,商业银行有权拒绝任何单位或者个人查询、冻结、扣划,但法律另有规定的除外。
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更新时间:2025/10/6 7:32:02