2021年二手房贷款规定？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	2021年二手房贷款规定？
释义	律师解答： 1、如果申请人名下的二手房已经抵押给一家银行，那么申请人就无法再申请二手房贷，只有等到抵押房解除抵押状态后，才能正常去银行申请二手房按揭贷款。 2、二手房的房龄不能超过12年，二手房已经使用的年限和贷款年限之和不能超过30年。如果申请人的二手房房龄比较大，那么也是无法申请二手按揭贷款的。【法律依据】：《个人贷款管理暂行办法》第四条个人贷款应当遵循依法合规、审慎经营、平等自愿、公平诚信的原则。
随便看	我国安全生产的原则安全原则是什么的基本原则紧急避险的原则有哪些内容紧急避险要满足哪些条件紧急避险不包括的条件安全生产法的原则有哪些安全员配置数量新要求公安系统升级一般要多久 ct机房面积国家标准请问国家有明文规定了可以在居民区建网络机房吗？请问国家有明文规定了可以在居民区建网络机房吗？警务室建设标准警务室建设标准机组并网需要的证书 rosh2.0标准 ct机房面积国家标准 -法律知识办公设备配置标准 ct机房面积国家规定 ct机房面积国家标准 -法律知识 ct机房面积国家标准 ct机房面积国家规定是什么？ rosh2.0标准 ct机房面积国家规章是什么警务室建设标准 cefa的证书国家承认吗 controversy between the parties controversy concerning contract of guaranty controversy over a brokerage contract controversy over a construction project contract controversy over a contract for carriage of luggage by rail controversy over a contract for financial leasing controversy over a contract for lease controversy over a contract for leasing enterprises controversy over a contract for passenger shipping controversy over a contract for patent licenses controversy over a contract for processing work controversy over a contract for railroad cargo transportation controversy over a contract for railroad transport of luggage controversy over a contract for waterway cargo transportation controversy over a contract for waterway luggage transportation controversy over a contracting agreement in rural areas controversy over a contract of gift controversy over a contract of public performance controversy over a contract of sale controversy over a cooperative joint venture contract controversy over adoption controversy over a fiduciary contract controversy over agreements on contracting an enterprise controversy over a joint management of merchant shipping contract controversy over a labor contract

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