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问题
未还完房贷的房子可以赠与吗
释义
法律主观:
房产可以赠与,但需要征得银行的同意才能办理过户手续。抵押期间,抵押人经抵押权人同意 转让抵押财产 的,应当将转让所得的价款向抵押权人提前清偿债务或者提存。转让的价款超过债权数额的部分归抵押人所有,不足部分由债务人清偿。
法律客观:
《民法典》第二百零九条 不动产物权的设立、变更、转让和消灭,经依法登记,发生效力;未经登记,不发生效力,但是法律另有规定的除外。依法属于国家所有的自然资源,所有权可以不登记。
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更新时间:2025/4/5 1:17:16