购房按揭贷款流程是怎样的-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	购房按揭贷款流程是怎样的
释义	一般都是需要购房人去主动申请的（如果购买房屋有中介机构，也可以委托房屋中介进行代办），其次就是银行受理审核，银行审核通过后既可发放贷款资金。法律依据：《个人住房贷款管理办法》第七条借款人应直接向贷款人提出借款申请。贷款人自收到贷款申请及符合要求的资料之日起，应在三周内向借款人正式答复。贷款人审查同意后，按照《贷款通则》的有关规定，向借款人发放住房贷款。第八条贷款人发放贷款的数额，不得大于房地产评估机构评估的拟购买住房的价值。
随便看	人民陪审员能参加二审案件吗政审姑姑算直系亲属吗 -法律知识可以担任人民陪审员的条件哪几类人不得担任人民陪审员哪些情形人民陪审员会被免职公民被选为陪审员可以拒绝吗？公民被选为陪审员可以拒绝吗陪审员需要回避吗刑事案件有陪审员吗？人民陪审员要求单位同意吗人民陪审员要求单位同意嘛？陪审员可以投诉吗人民陪审员要求单位同意吗？为什么要干陪审员呢人民陪审员需要自己回避吗陪审员的回避由谁决定人民陪审员可以推荐吗陪审员回避的决定由谁来决定？人民陪审员如何考核陪审员回避是谁决定陪审员回避法律问题人民陪审员回避是必要的吗？提前审车3个月下一年怎样算？提前一个月能审车吗提前审车3个月下一年怎么算? crime of insulting the national flag or the national emblem crime of insurrection crime of intentional destruction of military installations crime of intentional destruction of weaponry crime of intentional destruction or damage of properties crime of intentional hindering the action of armed force in war crime of intentional homicide crime of intentionally endangering public security by other dangerous means crime of interference in the freedom of marriage crime of internal disorder crime of introducing a bribe crime of invasion against a citizen's right to the freedom of correspondence crime of inveigling export tax drawback from the state crime of jeopardizing environment crime of jeopardizing state security crime of jeopardizing the freedom of communication crime of kidnapping for ransom crime of leading a counterrevolutionary gang crime of leaving one's post without permission crime of leaving one's post without permission or neglect of duty crime of lese-majesty crime of letting another cross the national border without permission crime of losing military secrets crime of loss of document containing military secrets crime of luring another into false swearing

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