信用卡还了最低还款算逾期吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡还了最低还款算逾期吗
释义	信用卡还款最低还款不算逾期的；信用卡最低还款额的功能，就是为了避免大家使用信用卡的时候出现逾期而设定的，比如说有的朋友在还款日到来之际，资金一时没有周转开，为了避免逾期的情况就能选择最低还款的功能，这样一来等一段时间资金周转开了将欠款还上即可。信用卡最低还款有效的避免了逾期的情况发生，并且还减轻了还款人当期的还款压力，但是最低还款额还上后银行是会对未还部分，收取百分之五的违约金的，除此以外用户使用最低还款后，本期账单消费不能享受免息期。
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