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问题	受益人的指定必须经过谁的同意 -法律知识
释义	法律分析：受益人的指定必须经过被保险人同意，因为出于保护被保险人的角度出发，指定受益人需要被保险人同意。法律依据：《中华人民共和国保险法》第十三条投保人提出保险要求，经保险人同意承保，保险合同成立。保险人应当及时向投保人签发保险单或者其他保险凭证。保险单或者其他保险凭证应当载明当事人双方约定的合同内容。当事人也可以约定采用其他书面形式载明合同内容。依法成立的保险合同，自成立时生效。投保人和保险人可以对合同的效力约定附条件或者附期限。
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