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问题	免责声明如何才有效
释义	法律分析: 免责声明有效力应当满足的条件是必须在签订合同之前和当事人协商，并且征得当事人的同意。法律规定，造成对方人身伤害的、因故意或者重大过失造成对方财产损失的免责条款无效。《中华人民共和国民法典》第五百零六条合同中的下列免责条款无效：（一）造成对方人身损害的；（二）因故意或者重大过失造成对方财产损失的。
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