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问题	当事人订立的流质契约有效吗
释义	法律分析：根据《民法典》的规定，当事人订立的流质契约是有效的，即使约定流质条款，虽然不具有物权变动的效力，但仍具有担保的改力，质权人仍可以据此享有优先受偿权。法律依据：《中华人民共和国民法典》第四百二十八条质权人在债务履行期限届满前，与出质人约定债务人不履行到期债务时质押财产归债权人所有的，只能依法就质押财产优先受偿。
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