6月份的退休如何算退休金-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	6月份的退休如何算退休金
释义	1.个人养老金=基础养老金+个人账户养老金；基础养老金=(参保人员退休时当地上年度在岗职工月平均薪资+本人指数化月平均缴费薪资)÷2×缴费年限×1%；个人账户养老金=参保人员退休时个人账户累计储存额÷计发月数。 2.法律依据：《中华人民共和国社会保险法》第十五条基本养老金由统筹养老金和个人账户养老金组成。基本养老金根据个人累计缴费年限、缴费薪资、当地职工平均薪资、个人账户金额、城镇人口平均预期寿命等因素确定。
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