信用卡逾期被起诉了怎么办-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期被起诉了怎么办
释义	信用卡逾期被起诉了怎么办请问，信用卡逾期，被银行起诉了，该怎么办呢？急急急如果持卡人因为信用卡逾期被起诉，首先要马上联系发卡银行，看能不能将案件进行私下调解。如果可以，就尽快筹钱将信用卡欠款还清；如果经济状况确实存在困难，可以和发卡银行沟通还款的进度，一般来说发卡银行只是希望能够收回信用卡欠款，而不是要将信用卡持卡人告上法庭，所以只要持卡人能够承诺还清情况并有所行动一般都是有转圜的余地的。信用卡被冻结逾期费还会涨吗这一点一定要明白信用卡冻结了逾期费还要涨吗？据了解，信用卡逾期费并不会因为冻结就不会涨，只要信用卡一天没有还清欠款，银行都会按万分之五的日利率从消费当日起全额计算利息的，并且当期逾期欠款没还清，下个月仍然接着逾期，就会按月计复利，每个月还会单独收取违约金。欠款时间越长，逾期费用会越滚越多，要是超过180天没有还款的，可能会被银行当成呆账处理，在征信报告上记录为呆账，这个后果可比逾期严重的多，可以说打上了呆账标志，就成为银行的拒绝往来户了，不管办理任何业务都只有被拒的份。遇到信用卡负债还不起、逾期、利息超高、被催收等问题怎么办
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