抵押贷款可以分期还款 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	抵押贷款可以分期还款 -法律知识
释义	法律分析: 等额本金还款法的基本算法原理是在还款期内按期等额归还贷款本金,并同时还清当期未归还的本金所产生的利息。方式可以是按月还款和按季还款。由于银行结息惯例的要求,一般采用按季还款的方式。法律依据: 《中华人民共和国民法典》第六百七十三条借款人未按照约定的借款用途使用借款的，贷款人可以停止发放借款、提前收回借款或者解除合同。
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