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问题	贷款逾期外访是真的吗 -法律知识
释义	法律分析: 不正规的网贷，可能通过不合法手段索要贷款。如人身财产遇到危险，应时报警。法律依据: 《中华人民共和国民法典》第六百七十五条借款人应当按照约定的期限返还借款。对借款期限没有约定或者约定不明确，依据本法第五百一十条的规定仍不能确定的，借款人可以随时返还；贷款人可以催告借款人在合理期限内返还。
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