首付分期买房是否违法？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	首付分期买房是否违法？
释义	律师分析：首付分期买房可能违法。首付分期涉嫌开发商垫资、融资，避银行按揭贷款对首付款要求、违反按揭贷款相关规定等违法违规行为，使缺乏资质的人取得贷款，变相突破住房信贷政策。【法律依据】：《贷款通则》第二十四条对贷款人的限制：一、贷款的发放必须严格执行《中华人民共和国商业银行法》第三十九条关于资产负债比例管理的有关规定，第四十条关于不得向关系人发放信用贷款、向关系人发放担保贷款的条件不得优于其他借款人同类贷款条件的规定。
随便看	订婚礼金分手了要退吗分手了订婚钱需要退么？分手了定亲钱要回来吗？男方提分手打官司订婚钱退吗分手后是否需要归还定亲的钱款？订婚后分手礼金要退吗分手了订婚钱需要退嘛分手了订婚钱需要退么订婚后分手酒席钱也要返还吗定亲的钱分手了要还嘛？男方提出定亲礼金分手还吗定亲的钱分手了要还吗？订婚男方给的礼金分手了该不该退订婚以后分手彩礼钱能返还吗订婚后分手要退礼金吗定亲后同居又分手礼金如何退订亲后男方提出来分手,女方应该怎样返还礼金订婚后分手后彩礼钱可以退还吗男方提出分手就可以要求双方返还订婚钱吗？男方提出分手以后还能退还订婚钱吗订婚后男方提出分手定金要退还吗？分手了订婚钱需要退吗？定了亲分手了定钱怎么办订婚给女方的钱若分手后还能要回嘛？订婚分手了彩礼钱能要回来吗 crime of leaving one's post without permission crime of leaving one's post without permission or neglect of duty crime of lese-majesty crime of letting another cross the national border without permission crime of losing military secrets crime of loss of document containing military secrets crime of luring another into false swearing crime of luring another into prostitution crime of luring, sheltering or procuring another into prostitution crime of luring subordinates into an offense crime of making a false report about military situation crime of making false reports about military situation crime of malicious accusation crime of maltreating animal crime of maltreating or killing prisoners of war crime of maltreating or persecuting subordinate servicemen crime of maltreating prisoners of war crime of maltreating subordinate servicemen crime of manufacturing, keeping or selling explosives crime of manufacturing narcotics crime of manufacturing or selling bogus medicines crime of manufacturing or selling fake and inferior commodities crime of manufacturing or selling fake and inferior pesticides crime of manufacturing or selling fake and inferior products crime of manufacturing or selling fake medicine

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