个人住房按揭贷款材料清单有什么-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	个人住房按揭贷款材料清单有什么
释义	1.提交个人住房借款申请书; 2.提交身份证复印件; 3.要经办行认可的，有关部门出具的借款人稳定经济收入证明或其他偿债能力证明资料; 4.对合法购买的住房合同、协议及相关批准文件; 5.需要抵押物或质押权利清单及权属证明文件，贷款行认可的评估机构出具的抵押物估价报告书; 6.需保证人出具的同意提供担保的书面承诺及保证人的资信证明; 7.有关银行的存款单据、凭证式国债单据等借款人拟提供给贷款行质押的有价证券; 8.需房屋销(预)售许可证或楼盘的房地产。
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