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问题
人死了欠的信用卡谁还
释义
法律分析:
信用卡主人死亡,如果其有遗产,那么银行可以向其继承人讨还;如果没有遗产,则债务自然消亡。对于遗产,一般是先把自身债务还清,剩余的部分进行分配,所以信用卡主人死亡后若有遗产会先偿还信用卡,若没有遗产也无配偶,那么作为个人债务的信用卡卡债,作坏账处理,不由亲属承担。
法律依据
:
《中华人民共和国民法典》 第一千一百五十九条 分割遗产,应当清偿被继承人依法应当缴纳的税款和债务。
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更新时间:2025/10/26 0:22:38