信用卡一直不还款利息怎么算-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡一直不还款利息怎么算
释义	第一，如果你只是不知道本金，就没有办法给你算利息。我们可以看看具体的例子。如果欠信用卡5万，月利率是0％．5，年率就是0．5％乘以12等于6％。如果分12期还款，每月单笔本金4166元，利息208元。现在的还款方式基本都是等额还款，也就是每个月还款额度一样。第二，我们可以按照万分之五的日利率来计算年利率加起来是13．28％，所以想想你逾期不还的代价，其实很痛苦，不要小看利息。如果可以选择不分期，尽量不要分期。
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