二手房贷款的最新政策是怎样的？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	二手房贷款的最新政策是怎样的？
释义	律师分析：二手房贷款的最高额不能超过抵押房屋评估价格即其确认价格和成交价格两者中较低者的70%。最后，贷款对借款人也是有要求的，需要根据借款人的人品、职业、教育程度、还款能力、所购住房(包括抵押住房)变现能力等情况确定。【法律依据】：《固定资产贷款管理暂行办法》第二十二条贷款人在发放贷款前应确认借款人满足合同约定的提款条件，并按照合同约定的方式对贷款资金的支付实施管理与控制，监督贷款资金按约定用途使用。
随便看	债务银行是干什么的负债可以用房子抵押贷款吗负债能用房产抵押贷款吗有负债影响房贷审核吗有负债影响房贷审批吗？房子抵押贷款有负债能做吗房子抵押贷款算负债吗有债务可以贷款买房吗有负债可以抵押房子贷款吗有负债会影响到房贷审核吗有负债的人可以用房子抵押贷款吗? 有负债能房产抵押贷款吗负债是否可以用房子抵押贷款有负债影响房贷审核吗？住房抵押贷款算负债吗有负债能用房子做抵押贷款吗有负债的人可以用房子抵押贷款吗？负债是否可以用房子抵押贷款? 信用卡负债多少不能申请房贷房产抵押贷款看负债吗负债高无逾期怎么贷款购房？房产抵押贷需要看负债吗房屋按揭贷款不能做什么抵押贷款需要看负债吗负债水平如何影响房贷审批？ contract of lease of property contract of lending for affiliated stock capital contract of lending for consumption contract of license contract of licensing through a central organization contract of lien contract of life annuity contract of life insurance contract of loan contract of loan for use contract of loan on security contract of loan on trust contract of loans for fixed assets and technical improvement contract of loans for special funds contract of loans for working capital contract of loans in compensation trade contract of loans in foreign exchange and auxiliary renminbi yuan contract of loss and compensation contract of mandate contract of manufacturing on order contract of marine cargo insurance contract of marriage contract of mutual benefits contract of mutual interest contract of nonexclusive license

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