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商业车险费改政策实行后会有哪些变化
释义
法律分析:商业车险费改政策实行后的变化:
1、原来车辆没挂牌时出了事故是不在保险责任范围内的,新条例也可赔。
2、自家车撞自家人的,可以获赔。
3、意外导致车上人员撞伤的,可获赔偿冰雹、台风、暴雪等自然灾害和所载货物、车上人员意外撞击导致的车损也可以获得赔偿。
4、“高保低赔”问题得到调整。
法律依据:《保险法》第一条财产保险中,不同投保人就同一保险标的分别投保,保险事故发生后,被保险人在其保险利益范围内依据保险合同主张保险赔偿的,人民法院应予支持。
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更新时间:2026/8/12 20:00:39