信用卡逾期2天该怎么办-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期2天该怎么办
释义	1、直接向银行申请延期还款，如果持卡人之前有良好的还款记录，银行通常会同意延期还款。双方有必要就双方均可接受的还款计划达成一致。持卡人一般主动联系银行，在银行同意延期还款后，不会被记录为不良记录。 2、如果能一次性还清欠款，那么一旦发现逾期，持卡人必须尽快全额偿还。还清后主动联系银行，声明自己不是恶意逾期，银行会根据实际情况来决定是否消除不良记录。 3、不要故意拖欠欠款，或是逃避催收。如果已催收持卡人，则此时将认为持卡人故意违约。然后银行将确定持卡人是恶意透支，很可能起诉持卡人或是报警。
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