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问题
银行贷款复利是否受法律保护?
释义
律师分析:
其一、双方约定的利率超过合同成立时一年期贷款市场报价利率四倍的,视为高利息,不受法律保护。
其二、双方约定的利率未超过合同成立时一年期贷款市场报价利率四倍,受法律保护。
【法律依据】:
《中华人民共和国民法典》第六百八十条 禁止高利放贷,借款的利率不得违反国家有关规定。
借款合同对支付利息没有约定的,视为没有利息。
借款合同对支付利息约定不明确,当事人不能达成补充协议的,按照当地或者当事人的交易方式、交易习惯、市场利率等因素确定利息;自然人之间借款的,视为没有利息。
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更新时间:2025/1/27 22:25:56