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房屋过户时如何处理抵押问题?
释义
法律分析:在房屋过户时,如果该房屋存在抵押,需要妥善处理抵押问题。根据《合同法》第四十五条的规定,抵押权人有权就其担保的债权优先受偿。同时,《不动产登记办法》第三十五条规定,抵押权的设立应当向房地产登记机构申请登记。因此,在房屋过户时,需要先解除该房屋的抵押登记,才能进行过户操作。
法律依据:
1.《合同法》第四十五条:“担保人履行担保责任时,有权就其担保的债权优先受偿。”
2.《不动产登记办法》第三十五条:“抵押权的设立应当向房地产登记机构申请登记。”
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