不动产抵押给个人法律问题-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	不动产抵押给个人法律问题
释义	法律分析: 不动产抵押给个人是指产权所有人以房契作为抵押，取得借款按期付息。房屋产权仍由产权所有者自行管理，债权人只按期取息，而无使用管理房屋的权利，待借款还清，产权人收回房契抵押即告终结。法律依据: 《中华人民共和国民法典》第四百零一条抵押权人在债务履行期限届满前，与抵押人约定债务人不履行到期债务时抵押财产归债权人所有的，只能依法就抵押财产优先受偿。
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