保险公司拒赔染色体疾病，我能否寻求法律救助？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险公司拒赔染色体疾病，我能否寻求法律救助？
释义	法律分析：若保险合同中涉及染色体疾病的责任范围，则拒赔违反合同约定，可寻求法律救助。但若保险合同排除染色体疾病责任，则保险公司拒赔在法律上无不当。法律依据： 1.《保险法》第十二条：保险公司应当依约理赔。 2.《保险法》第十四条：保险公司应当明确约定不承担保险责任的范围和条款。 3.《合同法》第一百二十二条：当事人应当按照诚实信用原则履行合同义务。 4.《合同法》第一百三十条：当事人违反合同约定，给对方造成损失的，应当承担损害赔偿责任。
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