小孩投保户口本有效期-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	小孩投保户口本有效期
释义	对于小孩投保来说,如果没有身份证,在填写保单有效期的时候可以不填写有效期,也就不存在有效期,可以填写户口本。一般来说,18岁以下儿童办理身份证的,有效期通常为五年。针对孩子的身价保障，保监会有严格的规定，10岁以下的孩子身价保障不能超过20万人民币，11岁至未满18岁岁的孩子不能超过50万，主要是规避一些道德上的风险因素。
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