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信用卡违约之后产生的违约金是否可以退
释义
法律分析:
信用卡违约之后产生的违约金不可以退还,一般持卡人长时间不还款造成逾期的,银行就有权收取违约进,是对用户没有及时还款的一种惩罚措施,即使持卡人在逾期后马上还款一般也不会退还。《中华人民共和国民法典》第六百七十六条
借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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更新时间:2025/3/10 13:19:06