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问题
个人住房贷款担保方式?
释义
法律分析:
个人住房贷款一般采用抵押、质押、保证和抵押(质押)加保证四种担保方式。
法律依据:
《中华人民共和国民法典》 第三百八十八条 设立担保物权,应当依照本法和其他法律的规定订立担保合同。担保合同包括抵押合同、质押合同和其他具有担保功能的合同。担保合同是主债权债务合同的从合同。主债权债务合同无效的,担保合同无效,但是法律另有规定的除外。担保合同被确认无效后,债务人、担保人、债权人有过错的,应当根据其过错各自承担相应的民事责任。
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contract for assignment of land plots
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contract for assignment of the right to the use of land
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更新时间:2026/3/27 12:02:23