为什么划拨土地的房子银行不给贷款 -法律知识-土地纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	为什么划拨土地的房子银行不给贷款 -法律知识
释义	法律分析：划拨土地的房子属于国有的,不是属于个人的,所以只有处置权,不能抵押贷款。法律依据：《中华人民共和国商业银行法》第五十九条商业银行应当按照有关规定，制定本行的业务规则，建立、健全本行的风险管理和内部控制制度。第六十条商业银行应当建立、健全本行对存款、贷款、结算、呆账等各项情况的稽核、检查制度。商业银行对分支机构应当进行经常性的稽核和检查监督。
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