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问题	网上借贷纠纷怎么处理
释义	法律分析：首先可采取协商方式，双方协商解决。如果遭遇暴力催收，可以及时报警或向相关部门反映，不应助长非法催收手段。当事人可以通过和解或者调解解决合同争议。当事人不愿和解、调解或者和解、调解不成的，还可以选择仲裁或起诉处理。法律依据：《民事诉讼法》第一百一十九条起诉条件起诉必须符合下列条件：（一）原告是与本案有直接利害关系的公民、法人和其他组织；（二）有明确的被告；（三）有具体的诉讼请求和事实、理由；（四）属于人民法院受理民事诉讼的范围和受诉人民法院管辖。
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