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问题	协议无效担保条款是否有效
释义	律师分析：无效的。担保条款具有从属性，主合同无效，担保条款自然无效，但法律有其他特别规定的除外。【法律依据】：《中华人民共和国民法典》第六百八十二条保证合同是主债权债务合同的从合同。主债权债务合同无效的，保证合同无效，但是法律另有规定的除外。保证合同被确认无效后，债务人、保证人、债权人有过错的，应当根据其过错各自承担相应的民事责任。
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