综合年化利率36%是否为高利贷 -高利贷-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	综合年化利率36%是否为高利贷 -高利贷
释义	法律分析：年化率是36%不属于高利贷的范围。法律依据：《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条借贷双方约定的利率未超过年利率24%，出借人请求借款人按照约定的利率支付利息的，人民法院应予支持。借贷双方约定的利率超过年利率36%，超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的，人民法院应予支持。
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