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问题
代签保险合同是否违规
释义
律师分析:
代签合同并不导致违法,只是合同处于效力待定状态,需要看投保人是否追认,如果投保人有追认行为,则合同有效,如果投保人不予追认,则合同无效。产生的损失由代签人承担。
【法律依据】:
《中华人民共和国保险法》 第一百二十七条 保险代理人根据保险人的授权代为办理保险业务的行为,由保险人承担责任。
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更新时间:2026/4/6 22:26:10