信用卡诉前调解是什么呢-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡诉前调解是什么呢
释义	法律分析：因为银行对欠款人有时也无奈，不得已才通过诉讼维权。对于信用卡及金融借款等银行贷款类纠纷，法院传统的诉讼流程为：银行自行催收或委托第三方催收—诉前准备—起诉、送达、开庭审理—宣判—强制执行—欠款人列入失信人名单或限制高消费。所以采用诉前调解的方式。法律依据：《中华人民共和国民事诉讼法》第九条人民法院审理民事案件，应当根据自愿和合法的原则进行调解；调解不成的，应当及时判决。
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