没工作的人处理信用卡要担保人吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	没工作的人处理信用卡要担保人吗
释义	法律分析：没工作的人办理信用卡是否需要担保人，这是由发行信用卡的银行决定，发卡行可以要求申请人提供担保。法律依据：《中华人民共和国信用卡业务管理办法》第十二条发卡银行可根据申请人的资信程度，要求其提供担保。担保的方式可采用保证、抵押或质押。
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