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问题
提前还房贷需要本人去吗?
释义
法律分析:
提前还房贷需要本人亲自去的。需要先到银行预约,如果能够办理的会约定办理时间,然后约定的日期需要借贷者携带本人的身份证、贷款合同、还款卡、产权证等现场签字办理。房贷提前还款有违约金。一般在办理购房贷款时签订的购房贷款合同上都有关于提前还款具体年限、罚息的相关规定,提前还款应当按照合同约定赔付违约金。
法律依据:
《中华人民共和国民法典》
第六百七十七条 借款人提前返还借款的,除当事人另有约定外,应当按照实际借款的期间计算利息。
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更新时间:2026/1/4 17:51:49