退休了还能用房子抵押贷款吗 -房屋抵押-退休法律援助-法律咨询免费平台-国际律师联盟

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问题	退休了还能用房子抵押贷款吗 -房屋抵押
释义	法律分析：可以。住房抵押贷款根据年龄可以贷到69岁。房屋抵押贷款需提供以下证件资料： 1、房屋所有权证； 2、评估报告； 3、房地产抵押银行贷款合同； 4、抵押人身份证(留与原件核对无误的身份证)； 5、其它相关材料。法律依据：《中华人民共和国城市房地产管理法》第四十七条房地产抵押，是指抵押人以其合法的房地产以不转移占有的方式向抵押权人提供债务履行担保的行为。债务人不履行债务时，抵押权人有权依法以抵押的房地产拍卖所得的价款优先受偿。
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