银行抵押贷款条件有哪些-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	银行抵押贷款条件有哪些
释义	法律分析: 银行抵押贷款条件有申贷人有稳定的工作和经济收入，在当前单位工作至少满一年以上；申贷人年龄在25-60周岁之间；申贷人有合法有效的身份证明；申贷人有良好的个人征信记录和还款能力；有明确的贷款用途，能提供有效的抵押；在工商银行开立还款账户；申贷人同意工商银行规定的其他条件。《中华人民共和国民法典》第六百六十七条借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。
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