心包疾病未告知，重疾险公司有否过度解释合同？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	心包疾病未告知，重疾险公司有否过度解释合同？
释义	法律分析：根据《保险法》第十五条规定，被保险人应当如实告知与保险标的有关的情况，保险人有权根据被保险人如实告知的情况确定保险标的、保险费率及保险责任。如果被保险人故意或者重大过失未如实告知，保险人在合同订立时可以解除合同。同时，根据《合同法》第四十二条规定，当事人应当诚实信用，遵守诚实信用原则。法律依据：《保险法》第十五条：被保险人应当如实告知与保险标的有关的情况。保险人有权根据被保险人如实告知的情况确定保险标的、保险费率及保险责任。《合同法》第四十二条：当事人应当诚实信用，遵守诚实信用原则。结论：如果被保险人未如实告知心包疾病情况，导致保险公司在理赔时出现争议，保险公司有权根据合同约定进行解释和处理。如果保险公司的解释和处理不符合合同约定或法律规定，被保险人可以通过法律途径维护自己的合法权益。
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