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保险合同客体 法律问题
释义
法律分析:
保险合同客体是指在民事法律关系中主体享有权利和履行义务时共同的指向。保险合同客体在一般合同中称标的,即成果物、行为、智力等。保险合同虽属民事法律关系范畴,但它的保险合同客体不是保险标的本身,而是投保人对保险标的所具有的法律上承认的利益,即保险利益。
法律依据:
《中华人民共和国保险法》第十二条 投保人对保险标的应当具有保险利益。投保人对保险标的不具有保险利益的,保险合同无效。
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更新时间:2026/5/19 15:01:10