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问题
个人房屋抵押贷款是什么
释义
资金周转是很多投资人烦恼的问题,很多投资人将资金看向了个人房屋抵押贷款,那么个人房屋抵押贷款是什么个人房屋抵押贷款是指借款人以本人名下的房产抵押,向贷银行或者申请用于个人合法合规用途的人民币贷款,包括个人购房、购车、消费、经营及其他合规合法等多种贷款用途。其实住房抵押贷款的条件只要有合法的身份便够了。当然,离婚(含丧偶)未婚的需有关部门出具的未婚证明,共有房设立抵押须交有效的共有人的同意书。
法律依据
大连住房公积金贷款条例第五条
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更新时间:2025/4/10 9:20:21