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问题	关于债权转让的方式及效力法律问题
释义	法律分析: 债权转让方式：自由转让、同意转让、通知转让等方式，合同采用通知转让。效力：债权人转让权利的，应当通知债务人。未经通知，该转让对债务人不发生效力。只要对债务人履行了通知义务即可不必要征得债务人的同意。法律依据: 《中华人民共和国民法典》第五百四十六条债权人转让债权，未通知债务人的，该转让对债务人不发生效力。债权转让的通知不得撤销，但是经受让人同意的除外。
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