邮政银行提前还贷款要收违约金吗？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	邮政银行提前还贷款要收违约金吗？
释义	律师分析: 邮政银行贷款提前还款是否需要付违约金，看与银行签订的借款合同，如有约定违约金事宜则需缴纳违约金；如无明确约定，则无需缴纳违约金。【法律依据】: 《贷款通则》第十三条贷款利率的确定：贷款人应当按照中国人民银行规定的贷款利率的上下限，确定每笔贷款利率，并在借款合同中载明。
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