养老个人已交,现在要退可以吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	养老个人已交,现在要退可以吗
释义	法律分析: 劳动者个人已经缴纳养老保险费的，一般不能退还，但存在以下情形之一时除外：出国定居，失去中国国籍的；参保人死亡；同一时段重复参加保险的；达到法定退休年龄，累计缴费不足15年，本人要求不转入农保或者城保，并有书面申请。《中华人民共和国社会保险法》第十四条个人账户不得提前支取，记账利率不得低于银行定期存款利率，免征利息税。个人死亡的，个人账户余额可以继承。
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