年满16周岁办银行卡需要监护人吗 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	年满16周岁办银行卡需要监护人吗 -法律知识
释义	法律分析：已满16岁未满18岁，申请人可以直接带身份证到银行办理，不需要监护人陪同。未满16岁的由监护人陪同办理，监护人必须携带身份证，按照规定手续齐全后，给以办理。法律依据：《中华人民共和国民法典》第三十四条监护人的职责是代理被监护人实施民事法律行为，保护被监护人的人身权利、财产权利以及其他合法权益等。监护人依法履行监护职责产生的权利，受法律保护。监护人不履行监护职责或者侵害被监护人合法权益的，应当承担法律责任。
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