办理公积金贷款需要开发商办理备案嘛？-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	办理公积金贷款需要开发商办理备案嘛？
释义	一笔额度100万元、期限20年的住房公积金个人住房贷款，可比商业银行个人住房贷款节省利息支出20万元以上，职工购房负担能有效减轻。法律饥漏依据：《关于维护住房公积金缴存职工购房贷款权益的通知》第七条加大联合惩戒力度。各地住房城乡建设部门和住房公积金管理中心要及时查处损害凯粗职工住房公积金贷款权益的问题。对限制、阻挠、拒绝职工使用住房公积金贷款购房的房地产开发企业和销售中介机构，要责令整改。对违规情节严重、拒不整改的，要公开曝光烂孙烂，同时纳入企业征信系统，依法严肃处置。
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