信用卡申请怎么办理-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡申请怎么办理
释义	法律分析: 申请信用卡的办理流程是: 1、进行申请提交资料； 2、审查；对申请人的信誉情况进行审查； 3、发卡；申请人申领信用卡成功后，发卡行将为持卡人在发卡银行开立单独的信用卡账户； 4、开卡；开卡主要是通过电话或者网络等，核对申请时提供的相关个人信息，符合后即完成开卡程序。法律依据:《《商业银行信用卡业务监督管理办法》》第七条本办法所称信用卡，是指记录持卡人账户相关信息，具备银行授信额度和透支功能，并为持卡人提供相关银行服务的各类介质。
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