保险金能否作为被保险人遗产？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险金能否作为被保险人遗产？
释义	(一)人身保险金能否列入被保险人的遗产，取决于被保险人是否指定了受益人。指定了受益人的，被保险人死亡后，其人身保险金应付给受益人未指定受益人的，被保险人死亡后，其人身保险金应作为遗产处理，可以用来清偿债务或者赔偿(二)财产保险金属于被保险人的遗产，可以用来清偿债务或者赔偿。
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