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问题
什么属于不可保意外伤害
释义
法律分析:
不可保意外伤害,即意外伤害保险的除外责任,基于法律的规定或社会公共利益的要求,保险人不应该承保此类意外伤害。不可保意外伤害通常有以下几类:被保险人在违法犯罪活动中所受到的意外伤害;被保险人在寻衅斗殴中所遭受的意外伤害;被保险人在吸食或注射毒品发生的意外伤害;由于保险人的自杀行为造成的伤害。
法律依据:
《中华人民共和国保险法》 第四十八条 保险事故发生时,被保险人对保险标的不具有保险利益的,不得向保险人请求赔偿保险金。
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